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April 28, 2015. PwC India and ASSOCHAM.

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Indian Banks reflect the slow pace of digital change in the country as a whole. 90% of banking transactions are still cash or cheques. Analytics is on the radar of at least half of the local banks and from a small base, growth has been rapid over recent years.

A joint publication of PwC India and ASSOCHAM (The Associated Chambers of Commerce & Industry of India). This report quantifies the state of digital banking in India. There are no real surprises but recent facts and figures are presented well.

Key Infographics

Composition of transactions in the Indian economy

Cash and Cheque Still Dominate Indian Payments

Technology Companies Compete With Banks

How Technology Companies Compete With Indian Banks

Ranked Organisations

  • ASSOCHAM
  • Moven
  • Unique Identification Authority of India (UIDAI)
  • Government of India
  • Bank of America
  • Commonwealth Bank
  • Fidor Bank
  • ING Direct
  • RaboDirect
  • First Direct
  • Westpac
  • TD Bank

The original 32 page report is available on the thought leader’s website here.


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